A Guide Through The Loan Process

A Guide Through The Loan Process

Working with a dedicated loan officer can help guide you throughout each step of the pathway to homeownership, ensuring you experience a memorable, stress-free transaction.
Pre-Application
Review financial and personal goals
Establish purchase price and estimated monthly payments
Order and review credit report
Discuss loan options
Prepare for loan application
Locate your 
new home*
Begin house hunting
Negotiate purchase agreement
Order home inspection, if desired
Application
Confirm loan program and lock interest rate
Provide a Loan Estimate
Processing
Order Appraisal
Order file with Title Company
Verify employment
Continue keeping borrower and agent informed
Underwriting
Underwriter evaluates documents
Review data consistency and integrity
Additional information can be requested, if deemed necessary
Pre-Closing
Satisfy final underwriting conditions
Finalize Homeowners Insurance and, if required, Flood Insurance
Provide borrower with amount for Cashier’s Check needed for closing
Verify closing time and date with Title Company
Closing
Review Closing Disclosure and monthly payment
See you at the closing table!
Whether you are searching for your first home or your dream home, take the first step by partnering with a quality, local lender! Call or text me today to learn more: 985-662-8151 

Article and content provided by:





Kathy Anderson 
Sr Loan Officer 
NMLS ID# 857610                     
LA 857610 


SWBC Mortgage Corporation Mandeville 
4030 Lonesome Road Ste. A
 
Mandeville
 LA 70448 
Phone: (985) 807-1902 
Mobile: (985) 981-9982 
Fax: (866) 454-6421 
www.swbcmortgage.com/kathleen-anderson
 
www.facebook.com/Kathy-Anderson-SWBC-Mortgage-1736772753074357/?modal=admin_todo_tour
 


Ron Barden Headshot
Author:
Phone: 985-205-5783
Dated: June 19th 2018
Views: 257
About Ron: Born and raised in South Louisiana, there's nothing more I enjoy doing than helping people buy and s...

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Location & Address

Barden Realty
4990 Hwy 22 #A
Mandeville, LA
985-260-1654
985-845-4393